Washington, D.C. recently passed legislation requiring mediation prior to a home foreclosure, according to Benny Kass at the Washington Post.
According to the article, 23 states have enacted some form of mediation for foreclosure cases. The legislation requires lenders to send notice of default to the homeowner and a notice to participate in mediation. The mediation notice must contain the lender's contact information and contact information for a local housing counseling service. The legislation also requires the lender to provide a description of its loss-mitigation programs along with a loss-mitigation application.