The Cuyahoga County Foreclosure Mediation Program

The Cleveland Plain Dealer reports that record-breaking foreclosure filings led to the Ohio Supreme Court's development of a "foreclosure mediation program."  Describing the program as a "wise" and "bold" move, the editors of the Plain Dealer believe that the program can be improved by:

• Incorporating a limited "time-out" period on foreclosure cases; and
• Coordinating the foreclosure mediation services with other non-profit services, such as housing and budget counseling.

What do you think?  Should foreclosure cases receive a limited "time-out" period?  What about coordination with other services geared to help borrowers?